Payment API

Customized Payment Control, Speed, and Security with the Bento Payment API

Bento’s virtual card payment API gives you more power over your virtual debit cards. You can issue, activate, and use new cards in minutes to get work done faster.

What our customers say

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Bento for Business reviews sourced by G2

Fast, Flexible, and Secure Specifications.

Bento’s virtual card payment API allows you to issue new virtual debit cards instantly, then activate them for use in minutes. There are no setup fees, card fees, interest charges, or late fees. Set spending, merchant category, and active day limits. Turn cards on or off, change billing addresses, or set custom alerts – whatever your business needs.

The API integration is simple, often taking less than two weeks to put into production. The Bento for Business payment API is built with flexibility and capacity to handle any size business or implementation. After all, Bento is designed to help your business grow. Your account and treasury are secured by a PCI DSS compliant platform with 256-bit SSL encryption.

Your controls operate in the background while you focus on your business. The data about your spending can help you run your business better, and it all syncs with QuickBooks and other accounting systems.

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Startup & Tech companies use case

Bento’s virtual card payment API solution allows you to build virtual payment capability into your existing workflow. You can automate procurement, media buying, or other processes where employees need to spend money online to get their jobs done. Virtual cards can be integrated into your system without heavy IT demands. Issue new cards or modify addresses fast. Set limits and control spending on every card. Manage permissions and usage, and monitor all activity in real time.

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Customized Solutions for Flexible Payments
from Bento for Business

Resources for Business Owners

Table of Contents

  • The Information We Collect
  • How We Use Information
  • Why And How We Share Information
  • How We Keep Your Information Secure
  • Your Choices
  • Contact Us
At Bento Technologies Inc., (“Bento,” “Bento for Business,” “we,” or “us”) we honor your privacy preferences and always ensure that your personal data is safeguarded when you engage with us and our company. We are committed to earning your trust by our commitment to transparency, security, putting you in control of your privacy choices, and using your personally-identifiable information (“personal information”) for no other purpose than as communicated to you. We gather various types of personal information from our users, as explained in more detail below, and we use this personal information internally in connection with our Services, including to personalize, provide, and improve our services, to allow you to set up a user account and profile, to contact you and allow other users to contact you, to fulfill your requests for certain products and services, and to analyze how you use the Services. In certain cases, we may also share some personal information with third parties, but only as described below. By using our websites, the Bento financial operating platform (“Bento Services”), the Bento mobile application (“app), and any related products or services you are agreeing to this Privacy Policy. If you do not agree to these terms, you may not enroll in or use Bento Services. Your use of the Bento Services is at all times subject to the Terms of Service, which incorporates this Policy.  Any terms we use in this Policy without defining them have the definitions given to them in the Terms of Service

Here’s what our customers say about us…

Customer testimonial pictures
In just one year we reduced monthly spending by 60 percent. To achieve that savings, we made a number of important changes, including moving to the Bento for Business platform for managing employee expenses. We realized savings almost immediately—nearly $30,000, in fact—in just the first six months of using Bento cards. The process of opening and maintaining our Bento account was seamless. I would recommend Bento for Business without hesitation.
Customer testimonial pictures
Allison Lopez
COO | Precision Facility Services
Bento security represenation

Trusted by businesses

We have earned excellent ratings on top software review sites – 4.5/5 on G2, 4.7/5 on Capterra, and 4.6/5 on TrustPilot

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Secure platform

Bento is PCI DSS (Payment Card Industry Data Security Standard) compliant, and our site uses SSL Certificates with 256 bit encryption from highly trusted provider Digicert

FDIC security representation

Trusted by businesses

Funds held within Bento are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC

The Bento for Business Card is a Visa business debit card, which you can use at any establishment that accepts Visa debit cards. The Bento virtual card can be used online and over the phone where Visa debit cards are accepted.

Bento is a credit card alternative that you can swipe like a credit card at the point of sale.

No. Bento is designed to allow business owners to control company expenses and support employee spending, not support disbursements to employees. Only the business owner can withdraw funds via ATM with the business owner card (with PIN created) under their name, and this is the only card on the account that can be used at ATMs.

Additionally, Bento does not support direct deposits. Only the business owner can deposit money into Bento from their external bank account via banking industry standard ACH transfer or wire transfer.

Using your Bento card as a reloadable gas card or prepaid fuel card has numerous benefits over traditional commercial gas cards:

  • partner icon1  It can be used at any gas station that accepts Visa debit cards; not limited to “in-network” gas stations
  • partner icon1 The business owner can enable/disable additional spending categories in real-time as needed: vehicle repairs, meals, car rentals, and any other merchant categories the owner defines.
  • partner icon1 You can set daily, weekly, or monthly spend limits on each card.
  • partner icon1 You can turn cards on or off with a single click (as needed)

Because gas stations can put a “pre-authorization” hold of up to $100 when you first swipe your card (this applies to all credit card and debit card transactions and is not unique to Bento), it is always best to have at least $200 accessible by each card that will be used to purchase gas even if you need to buy less gas than that.