Customized Payment Control, Speed, and Security with the Bento Payment API
Bento’s virtual card payment API gives you more power over your virtual debit cards. You can issue, activate, and use new cards in minutes to get work done faster.
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Fast, Flexible, and Secure Specifications.
Bento’s virtual card payment API allows you to issue new virtual debit cards instantly, then activate them for use in minutes. There are no setup fees, card fees, interest charges, or late fees. Set spending, merchant category, and active day limits. Turn cards on or off, change billing addresses, or set custom alerts – whatever your business needs.
The API integration is simple, often taking less than two weeks to put into production. The Bento for Business payment API is built with flexibility and capacity to handle any size business or implementation. After all, Bento is designed to help your business grow. Your account and treasury are secured by a PCI DSS compliant platform with 256-bit SSL encryption.
Your controls operate in the background while you focus on your business. The data about your spending can help you run your business better, and it all syncs with QuickBooks and other accounting systems.
Bento’s virtual card payment API solution allows you to build virtual payment capability into your existing workflow. You can automate procurement, media buying, or other processes where employees need to spend money online to get their jobs done. Virtual cards can be integrated into your system without heavy IT demands. Issue new cards or modify addresses fast. Set limits and control spending on every card. Manage permissions and usage, and monitor all activity in real time.
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Bento is PCI DSS (Payment Card Industry Data Security Standard) compliant, and our site uses SSL Certificates with 256 bit encryption from highly trusted provider Digicert
Trusted by businesses
Funds held within Bento are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC
The Bento for Business Card is a Visa business debit card, which you can use at any establishment that accepts Visa debit cards. The Bento virtual card can be used online and over the phone where Visa debit cards are accepted.
Bento is a credit card alternative that you can swipe like a credit card at the point of sale.
No. Bento is designed to allow business owners to control company expenses and support employee spending, not support disbursements to employees. Only the business owner can withdraw funds via ATM with the business owner card (with PIN created) under their name, and this is the only card on the account that can be used at ATMs.
Additionally, Bento does not support direct deposits. Only the business owner can deposit money into Bento from their external bank account via banking industry standard ACH transfer or wire transfer.
Using your Bento card as a reloadable gas card or prepaid fuel card has numerous benefits over traditional commercial gas cards:
- It can be used at any gas station that accepts Visa debit cards; not limited to “in-network” gas stations
- The business owner can enable/disable additional spending categories in real-time as needed: vehicle repairs, meals, car rentals, and any other merchant categories the owner defines.
- You can set daily, weekly, or monthly spend limits on each card.
- You can turn cards on or off with a single click (as needed)
Because gas stations can put a “pre-authorization” hold of up to $100 when you first swipe your card (this applies to all credit card and debit card transactions and is not unique to Bento), it is always best to have at least $200 accessible by each card that will be used to purchase gas even if you need to buy less gas than that.