Features :
![Virtual Debit Card 1 debit card icon](https://bentoforbusiness.com/wp-content/uploads/2021/05/debit-card-icon.png)
Business Virtual Cards
More Possibilities to Use Your Bento Account with Virtual Cards
![Virtual Debit Card 2 Bento Business Spend Limit Card Art](https://bentoforbusiness.com/wp-content/uploads/2021/06/mob_pic1-min-1-883x1024.png)
Bento offers two great card options, to provide you complete control and flexibility to create and use virtual cards in a manner that suits your business needs.
- Spend Limit Virtual Debit Cards
- Fixed Value Virtual Debit Cards
Spend Limit Virtual Cards
![Virtual Debit Card 3 Business debit card 3](https://bentoforbusiness.com/wp-content/uploads/2021/06/Business-debit-card-3-1024x903.png)
Spend Limit virtual cards are perfect for everyday use and are ideal as the primary card type for your day-to-day business expenses. These cards are useful for those expenses that require card users or cardholders to submit receipts.
Benefits of Spend Limit Virtual Debit Cards
- Quick and easy to create cards and are automatically activated instantly
- Turn cards on/off in real-time
- A suite of customized card controls to ensure that you are in charge of where and how business funds are spent
Here are a couple of ways you can use your Spend Limit virtual debit cards as applicable to your business:
![Virtual Debit Card 4 invoice 1](https://bentoforbusiness.com/wp-content/uploads/2021/06/invoice-1.png)
Primary Virtual Corporate Cards
These cards pull funds from your Bento account balance and are ideal for regular day-to-day business expenses.
![Virtual Debit Card 5 online store 1](https://bentoforbusiness.com/wp-content/uploads/2021/06/online-store-1.png)
Purchase Cards
No matter the industry your business is in, these cards (also known as p-cards) are ideal for allowing authorized personnel to make purchases.
![Virtual Debit Card 6 Frame1 1](https://bentoforbusiness.com/wp-content/uploads/2021/06/Frame1-1.png)
Travel and Entertainment (T&E)
These cards allow for managing all business spend in one place, making it a great option for tracking T&E expenses.
![Virtual Debit Card 7 third party 1 1](https://bentoforbusiness.com/wp-content/uploads/2021/06/third-party-1-1.png)
Ghost Cards
These cards can be used for one-off payments to third parties without sharing your primary card details or banking information.
![Virtual Debit Card 4 invoice 1](https://bentoforbusiness.com/wp-content/uploads/2021/06/invoice-1.png)
Subscription Cards
Use these cards as subscription cards to track and prevent unwanted automatic renewals.
Fixed Value Virtual Debit Cards
![Virtual Debit Card 9 Business debit card 4](https://bentoforbusiness.com/wp-content/uploads/2021/06/Business-debit-card-4-768x678.png)
Fixed Value virtual cards are useful for one-time payment requests or specific purposes, such as paying your vendors and for employee perks such as per diems. These cards are ideal for those expenses that do not require card users or cardholders to submit receipts.
Benefits of Fixed Value Virtual Debit Cards
- Quick and easy to create cards and are automatically activated instantly
- Turn cards on/off in real-time
- A Suite of customized card controls to ensure that you are in charge of where and how business funds are spent
Here are a couple of ways you can use your Spend Limit virtual debit cards as applicable to your business:
![Virtual Debit Card 4 invoice 1](https://bentoforbusiness.com/wp-content/uploads/2021/06/invoice-1.png)
Per Diem Cards
You can use these cards as a per diem card to reduce the time spent on reimbursements and tracking receipts.
![Virtual Debit Card 11 Rectangle 133](https://bentoforbusiness.com/wp-content/uploads/2021/06/Rectangle-133-1024x2.png)
![Virtual Debit Card 12 online shopping 1 1](https://bentoforbusiness.com/wp-content/uploads/2021/06/online-shopping-1-1.png)
Vendor Management Cards
These are an ideal card on file option for regular vendors or as a one-time card option for one-time vendors, therefore protecting your banking information.
![Virtual Debit Card 11 Rectangle 133](https://bentoforbusiness.com/wp-content/uploads/2021/06/Rectangle-133-1024x2.png)
![Virtual Debit Card 11 Rectangle 133](https://bentoforbusiness.com/wp-content/uploads/2021/06/Rectangle-133-1024x2.png)
Power and Speed at Your Fingertips
![Virtual Debit Card 15 business online shopping concept people shopping pay by credeit card 4](https://bentoforbusiness.com/wp-content/uploads/2021/05/business-online-shopping-concept-people-shopping-pay-by-credeit-card-4-300x266.png)
Touch, tap and go!
Using a virtual debit card is easy, but using it on a mobile wallet is easier.
You can add your Bento Spend Limit and Fixed Value virtual cards to your Apple Pay and Google Pay wallets To make your on-the-go contactless payments seamless.
Using your Bento cards via mobile wallet brings with it a high degree of convenience and security.
Increased Security
All card and personal information hosted on the Apple Pay and Google Pay wallet systems are encrypted, hence, no one can access them and you do not run the risk of losing or misplacing a card.
To add another layer of security, mobile wallet apps allow you to set up two-factor authentication not only to log in to the app but to process each transaction.
![Virtual Debit Card 16 insecured security](https://bentoforbusiness.com/wp-content/uploads/2021/05/insecured-security-300x265.png)
![Virtual Debit Card 17 Fast, Contactless Payments](https://bentoforbusiness.com/wp-content/uploads/2021/06/Fast-Contactless-Payments-300x266.png)
Fast, Contactless Payments
Time is a valuable asset and that is the very essence of making payments via digital wallets.
Making payments via mobile wallets is faster as compared to taking out a card, swiping it, or inserting it into a card machine and waiting for the payment to process.
Anytime, Anywhere
You may not have your wallet on you at all times, but your smartphone is much like your second skin.
Physical and virtual businesses alike have adapted their systems to accept mobile wallet technology, which means adding your Bento cards to your mobile wallet allows you to use your virtual cards at physical locations too.
![Virtual Debit Card 18 Anytime, Anywhere](https://bentoforbusiness.com/wp-content/uploads/2021/06/Anytime-Anywhere-300x265.png)
![Virtual Debit Card 19 Quick Access](https://bentoforbusiness.com/wp-content/uploads/2021/06/Quick-Access-300x266.png)
Quick Access to Unlimited Card Options
Bento offers multiple virtual card options which can be difficult to keep a track of. You can house all your Bento cards on your mobile wallet, making it easy to use them at multiple locations.
Apple Pay and Google Pay wallets are compatible with most other card programs too, giving you the option to add all your cards to your mobile wallet.
Improved User Experience
All of the above benefits and features of using mobile wallets will improve the way you and members of your business use and experience your Bento.
![Virtual Debit Card 20 improvement UX](https://bentoforbusiness.com/wp-content/uploads/2021/05/improvement-UX-300x266.png)
Helpful Virtual Card Articles
- What is a Virtual Card?
- What is a Virtual Visa Card?
- How Virtual Cards Can Support Business Growth
- How Virtual Cards Can Prevent Fraud
- Ghost Cards Vs Virtual Cards
- Prepaid Cards Vs Virtual Cards
- How Virtual Cards Can Help Spend Management For Teachers
- How Does Spend Management Software Differ From Traditional Expense Tracking Methods?