A simple payment solution to issue and manage virtual expense cards via a restful API that can be integrated with any workflow or platform
Bento's Virtual Card API Solution is everything you need--more security, more speed, and more scalability — backed by a support team that helps you grow.
With Bento's Virtual Card API Solution, you’ll be able to ...
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Company A creates unique virtualcards for each of their vendors.The Company uses the cards for payment on the associated vendor invoices, by setting the spending limit of each card for the exact amount due on the invoice. And each card can be turned off until the next invoice is due.
Company B has departments with staff who travel regularly. Each department creates a card designated for travel costs so that each staff member can use their virtual card as needed. The Company restricts the merchant category code for travel only and monitors the resulting spend by the department.
Company C buys placements for client's advertising campaigns. To separate the spend associated with each client's campaign the Company generates a unique virtual card for each client. The Company then reconciles the costs for each campaign with each client using their virtual card.
Virtual cards are known by several names and have specialized use within organizations. No matter what you call them, all of the cards available through the Bento Virtual Card API can have unique spending limits, merchant category code restrictions and defined active days.
Virtual cards are real debit card numbers without the plastic. These cards can be generated as needed to distribute to employees or to pay suppliers. Each virtual card can have set spending limits depending on the needs of the organization. Virtual cards can be used for one or more charges.
Purchasing cards or P-cards are a form of virtual company card issued to employees who can then purchase goods and services within certain restrictive limits. Cards can have spending and merchant category code limits applied on them. P-Cards typically are used for longer time periods by individuals.
Ghost cards are typically linked to a higher spending limit and given to departments/end users to allow for approved purchases. Organizations may provide ghost cards to their suppliers to pay invoices as necessary. A ghost card can improve purchasing efficiency in many organizations. They can be used for one or more vendors. Learn More
Bento’s virtual card API allows you to issue new virtual debit cards instantly that can be activated and used in minutes.
Your account and treasury is secured by a PCI DSS compliant platform with 256-bit SSL encryption.
The API integration is simple, and often takes less than two weeks to put into production. Full documentation is provided.
No setup fees. No card fees. No interest charges or late fees. We like to keep this straightforward with no surprises.
Set spending, merchant category and active day limits. Turn cards on/off or change billing address. Or create custom alerts.
Built with flexibility and capacity to grow with your business and handle any size implementation.
What Industries benefit from our virtual card solution? Here’s a selected list below. If you don’t see your industry on the list below, just ask.