Bento Vs Ramp

Superior on all fronts

What’s the difference?

Well, the difference is in EVERYTHING

  • Bento
  • Ramp
Card Options
Bento has multiple card types (Spend Limit and Fixed Value) to customize your spending as per your business needs

One card option.
Debit/Credit Card
Bento cards are business debit cards. No credit checks and no surprises. All spending happens in real-time from your Bento account balance.

Ramp cards are credit cards.
Monthly Spending Limit
You set your monthly spending limits for each card. We do NOT monitor your bank account balance.

Ramp determines your monthly spend limit by the drawable reserves in the bank accounts that your company links with Ramp.
Spending Category Limits
Available for all accounts irrespective of the plan you choose.

Only available for accounts on the Platform and Enterprise plan.
You get access to all the great features, irrespective of the plan you’re on. The only thing that changes per plan is the number of cards you’re allowed to use.

Free but only offers limited features. You’ll end up switching to a paid plan to leverage all the useful features.
Credit Checks
We are a debit card-based spend management platform, hence no credit checks. Just an easy breezy sign up process.

This is a credit card program, hence Ramp will conduct a credit check on your business.
We have multiple card options to choose from for all types of spending, eliminating out-of-card expenses, and therefore eliminating reimbursement processes.

Allows you to track reimbursements and pay employees for out-of-card spending.
Mobile App
Our mobile app gives you the power of a full-featured expense management platform in your pocket.

No mobile app.
Bill Payment
Bento Pay lets you complete B2B and invoice payments without ever having to share your banking information.

Not supported.
Customer Support
We’re here for you when you need us and connect with you as closely as possible. Contact us via chat, email, or phone.

No live customer support, contact them only via email.

Who can sign up for Bento?

Legally registered US businesses with a verifiable physical location in the US can sign up for Bento. However, due to business category restrictions imposed by The Bancorp Bank, N.A.; Member FDIC, we do have some categories of businesses that are restricted from using Bento’s services. Here is the information on what you’ll need to sign up for Bento.

Here’s what one of our top customers has to say about us


“Having a Bento account is a great way to give employees an expense card without having to add them to a major credit card account. You can set daily limits and controls”

Making the switch is a breeze

Regardless of the plan you’re interested in, Bento lets you try before you buy, because we’re that confident you’ll love us. 

multiple pro