Bento Vs Ramp

Superior on all fronts

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What is Bento for Business?

Bento For Business is an intuitive, debit card-based business spend management platform that helps customers save time, money, and effort when it comes to managing their expenses.

Our solutions stack allows you to manage your business expenses in real-time with our AI-driven spend management platform and industry-leading controls and reconciliation tools.

Relax and enjoy the ease of Bento's transparency on your expenses. We make sure that your employees will have access to the funds that they need - according to the limits that you set for your business's bottom line.

What is Ramp?

Ramp is also a spend management platform but with credit cards that also come with card controls.

mobile and card

What’s the difference?

Well, the difference is in EVERYTHING

  • Bento
  • Ramp
BentoRamp
Card Options
Bento has multiple card types (Spend Limit and Fixed Value) to customize your spending as per your business needs
One card option.
Debit/Credit Card
Bento cards are business debit cards. No credit checks and no surprises. All spending happens in real-time from your Bento account balance.
Ramp cards are credit cards.
Monthly Spending Limit
You set your monthly spending limits for each card. We do NOT monitor your bank account balance.
Ramp determines your monthly spend limit by the drawable reserves in the bank accounts that your company links with Ramp.
Spending Category Limits
Available for all accounts irrespective of the plan you choose.
Only available for accounts on the Platform and Enterprise plan.
Fees/Pricing
You get access to all the great features, irrespective of the plan you’re on. The only thing that changes per plan is the number of cards you’re allowed to use.
Free but only offers limited features. You’ll end up switching to a paid plan to leverage all the useful features.
Credit Checks
We are a debit card-based spend management platform, hence no credit checks. Just an easy breezy sign up process.
This is a credit card program, hence Ramp will conduct a credit check on your business.
Reimbursements
We have multiple card options to choose from for all types of spending, eliminating out-of-card expenses, and therefore eliminating reimbursement processes.
Allows you to track reimbursements and pay employees for out-of-card spending.
Mobile App
Our mobile app gives you the power of a full-featured expense management platform in your pocket.
No mobile app.
Bill Payment
Bento Pay lets you complete B2B and invoice payments without ever having to share your banking information.
Not supported.
Customer Support
We’re here for you when you need us and connect with you as closely as possible. Contact us via chat, email, or phone.
No live customer support, contact them only via email.

Here’s why you need a spend management tool

As a business owner, you wear many hats and it can be hard for you to keep track of your companies’ business expenses all the time. It’s much easier and more efficient to have a tracking and management system in place that helps you stay within your budget so that you can focus your attention on running your business.

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industry
Industry-leading card controls
That help you control your budget and protect your business's bottom line
multiple cards
Multiple card options
For complete flexibility to suit your business needs
dollar settings
Unmatched budget control and discipline
Set policies that enforce themselves
mobile bento
Simplified B2B payment solutions
Settle invoices digitally using only an email address
card over
360-degree View of Your Business Spending
Real-time visibility into transactions and cash flow
move forward
Simplified bookkeeping and accounting integration
Reduce accounting errors and close your books faster with Bento.
scan
AI-Powered Receipt Capture
Bento auto-matches receipts to transactions
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Who can sign up for Bento?

Legally registered US businesses with a verifiable physical location in the US can sign up for Bento. However, due to business category restrictions imposed by The Bancorp Bank, N.A.; Member FDIC, we do have some categories of businesses that are restricted from using Bento’s services. Here is the information on what you’ll need to sign up for Bento.

Who is the best person in your
company to use Bento?

Bento for Business platform is an easy-to-use intuitive one that is suitable for:

CFO

CEOs/CFOs

Scale your expense management with better decision-making and real-time data capture and reporting. Use our customizable spend management tools to generate a positive Return on Investment (ROI) and ensure operational efficiency.

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accunting

Accountants/Controllers & Budget Administrators

Enable a healthy spend culture with spend policies built into your cards and consolidate all business-related expenses onto one platform. This gives you visibility and control into truly managing your cash flow better.

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employes

Employees

Yes, your employees can use the platform too! Save them valuable time from having to file expense reports and go through the lengthy process of claiming reimbursements. Just issue them a card that is pre-approved for specific use cases and you and your employees are free from unnecessary processes. It’s as easy as using the card and uploading the receipt!

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Here’s what one of our top customers has to say about us

quote

“Having a Bento account is a great way to give employees an expense card without having to add them to a major credit card account. You can set daily limits and controls”

Making the switch is a breeze

Regardless of the plan you’re interested in, Bento lets you try before you buy, because we’re that confident you’ll love us. Sign up for our 60-day Free Trial today or schedule a Demo with one of our solutions experts to see how Bento can be customized to suit your business needs.

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