Bento cards are business debit cards. No credit checks and no surprises. All spending happens in real-time from your Bento account balance.
Brex cards are credit cards that do not even offer cashbacks.
Bento has multiple card types (Spend Limit and Fixed Value) to customize your spending as per your business needs.
|One card option.|
|Fees / Pricing|
You get access to all the great features, irrespective of the plan you’re on. The only thing that changes per plan is the number of cards you’re allowed to use.
|$5 per user.|
We are a debit card-based spend management platform, hence no credit checks. Just an easy breezy sign up process.
|Credit checks are required to qualify for their credit card.|
We have multiple card options to choose from for all types of spending, eliminating out-of-card expenses, and therefore eliminating reimbursement processes.
|Does not support reimbursements and does not have an alternate solution.|
Our industry leading B2B payment solution for small businesses - Bento Pay lets you complete B2B and invoice payments without ever having to share your banking information.
|Bill payments via Brex Cash by wire, ACH, and checks.|
|Approval Requests||Bento let's your employees request changes to their card controls in real-time as and when needed.||Not supported.|
|Practical Card Controls||Bento let's you set daily/weekly/monthly spend limits on each card with the ability to turn them off/on as required.||Limited degree of flexibility.|
|Physical and Virtual Cards||Bento offers both card types.||Brex offers both card types.|
|Admin Election and Executive Delegation||Building on the premise of flexibility all cardholders have the ability to submit approval/change requests to card controls set by account owners, admins, and department leads in real-time.||Not supported.|
|AI-Driven Receipt Capture||Our receipt capture with AutoMatch ensures you never have to chase down receipts again. Attach receipts from anywhere, anytime even via email!||Does not support receipt matching via email forwarding.|
|Bulk Functionalities||Bento let's you seamlessly import users in bulk onto the platform and create and edit multiple cards in one go!||Not supported.|
|Business Health Dashboard||Gain a 360-degree view of your business spending (money spent, money saved, trends, and insights).||Does not provide deep insights into spend and savings.|
|Real-time Visibility and Expense Tracking||Monitor all transactions at the company, user, or department level as and when they happen.||Only provides team and individual reporting, does not provide departmental level reporting.|
|Run Custom Transaction Reports||Use the search bar or select relevant filters in the Transactions tab to run custom transaction reports.||Supported.|
|Transaction Tags and Notes||Add free-form notes and tags to every transaction to structure unstructured data.||Not supported.|
|Accounting Software Exports||Automate your entire bookkeeping process by seamlessly connecting your Bento account to your accounting software of choice.||Supported.|
|Direct Integrations with Accounting Softwares||Set up your Bento account to either manually or automatically sync to other accounting softwares targeted towards small businesses (QuickBooks, etc.)||Supported with limited flexibility.|
|Auto-enforceable Expense Policy Settings||Establish rules at either a company-wide or department-specific level by choosing spend policy parameters as applicable to the business.||Not supported.|
|Mobile wallet||Compatible with Apple Pay and Google Pay, house all your Bento cards in one plate so you can use your virtual cards at physical locations too.||Not supported.|
|Role-based Access Control||Easily set custom roles and permissions per user as applicable to your business needs.||Not supported.|