- Bento
- Brex
| Bento | Brex | |
| Debit/Credit Card | Bento cards are business debit cards. No credit checks and no surprises. All spending happens in real-time from your Bento account balance. | Brex cards are credit cards that do not even offer cashbacks. |
| Card Options | Bento has multiple card types (Spend Limit and Fixed Value) to customize your spending as per your business needs. | One card option. |
| Fees / Pricing | You get access to all the great features, irrespective of the plan you’re on. The only thing that changes per plan is the number of cards you’re allowed to use. | $5 per user. |
| Credit Checks | We are a debit card-based spend management platform, hence no credit checks. Just an easy breezy sign up process. | Credit checks are required to qualify for their credit card. |
| Reimbursements | We have multiple card options to choose from for all types of spending, eliminating out-of-card expenses, and therefore eliminating reimbursement processes. | Does not support reimbursements and does not have an alternate solution. |
| Bill Payment | Our industry leading B2B payment solution for small businesses - Bento Pay lets you complete B2B and invoice payments without ever having to share your banking information. | Bill payments via Brex Cash by wire, ACH, and checks. |
| Approval Requests | Bento let's your employees request changes to their card controls in real-time as and when needed. | Not supported. |
| Practical Card Controls | Bento let's you set daily/weekly/monthly spend limits on each card with the ability to turn them off/on as required. | Limited degree of flexibility. |
| Physical and Virtual Cards | Bento offers both card types. | Brex offers both card types. |
| Admin Election and Executive Delegation | Building on the premise of flexibility all cardholders have the ability to submit approval/change requests to card controls set by account owners, admins, and department leads in real-time. | Not supported. |
| AI-Driven Receipt Capture | Our receipt capture with AutoMatch ensures you never have to chase down receipts again. Attach receipts from anywhere, anytime even via email! | Does not support receipt matching via email forwarding. |
| Bulk Functionalities | Bento let's you seamlessly import users in bulk onto the platform and create and edit multiple cards in one go! | Not supported. |
| Business Health Dashboard | Gain a 360-degree view of your business spending (money spent, money saved, trends, and insights). | Does not provide deep insights into spend and savings. |
| Real-time Visibility and Expense Tracking | Monitor all transactions at the company, user, or department level as and when they happen. | Only provides team and individual reporting, does not provide departmental level reporting. |
| Run Custom Transaction Reports | Use the search bar or select relevant filters in the Transactions tab to run custom transaction reports. | Supported. |
| Transaction Tags and Notes | Add free-form notes and tags to every transaction to structure unstructured data. | Not supported. |
| Accounting Software Exports | Automate your entire bookkeeping process by seamlessly connecting your Bento account to your accounting software of choice. | Supported. |
| Direct Integrations with Accounting Softwares | Set up your Bento account to either manually or automatically sync to other accounting softwares targeted towards small businesses (QuickBooks, etc.) | Supported with limited flexibility. |
| Auto-enforceable Expense Policy Settings | Establish rules at either a company-wide or department-specific level by choosing spend policy parameters as applicable to the business. | Not supported. |
| Mobile wallet | Compatible with Apple Pay and Google Pay, house all your Bento cards in one plate so you can use your virtual cards at physical locations too. | Not supported. |
| Role-based Access Control | Easily set custom roles and permissions per user as applicable to your business needs. | Not supported. |
