The Best Way to manage Your Employee Expenses

It's been a great experience and has improved cash flow over the last couple years. I've recommended it to several other business owners.
Benjamin Reid, Reid Construction
Love that we can control spend limits and categories for each card and change on the fly as needed. They are constantly adding new features and improvements to save book keeping time as well. Highly recommend.
Megan Davis, Prime Building Services
Coming up on a year of using Bento. still one of the best decisions we have ever made to control spending, reduce paperwork processing time, and manage our books. Thanks!!
Kevin Pearce, Boston Area Door Company
It's hard to display great customer service through chat sessions but the employees were able to do that each time. They take their time to answer all questions asked.
D Berrios, Valor Chiropractic Wellness PC
Awesome product for my business. Great young company that actually listens.
Property Property LLC
Super easy to set up and get started.
The Canine Coach
Great service. Easy access online and always available.
Mark Flaim, Absolute Mobile Home Roofing LLC
Easy Automated Card. Completely SOLVED our fuel reporting and funding issues!
Luxe Event Rental

Save Time and Money with Streamlined Expense Management

Expense Cards

Bento is a prepaid Mastercard® that’s easy to reload and control. Distribute to staff or contractors, or use as utility cards (without a person's name on the card) to manage specific projects or business expenses.

Mobile App

Your cards are always in sync with the Bento mobile application. Business owners and admins can control cards on the go, while employees can always check spend limits, view transactions, and upload receipts and notes.

Dashboard

Business owners and account admins get a bird’s-eye view of their employees’ card activities and spend, down to the last dollar. Secure funds management and one-click data exports—all in one place.

Watch Bento In Action

 

Managing expenses is easier than you think

More Control Than
Credit Cards

Complete control over your expenses is just a few clicks away. Instantly allocate budget and set detailed spend limits for each card—anytime, anywhere. With their Bento mobile app, your employees will always know how much they are allowed to spend.

Well-Protected Funds

Instantly turn any Bento card on or off. Receive alerts for potential fraud and unexpected activity. Rest assured that your employees can only make purchases within authorized limits.

Real Time Insights

Access Bento’s live dashboard anytime to see who’s spending what, where and when. Track expenses as they occur and avoid end-of-month surprises.

Simplified Bookkeeping

Don’t worry about time-consuming and cumbersome reimbursement processes again. With a few clicks, you can view, sort and export transactions. Use Quickbooks®? Bento enables you to automatically sync data to QuickBooks Online, including receipts.

Support with a Human Touch

Our U.S. based support team is available 24/7 to help you. Our mission is to help your business be more successful with our friendly human touch on every interaction via phone, email or online chat.

How Will Bento Work For You?

Susan - Accountant
Can view, set controls, do bookkeeping, but has no card
Gus - Supervisor
Can spend up to $5,000/month whenever he needs to
Sara – Sales
Can spend $1,500/week on travel and entertainment only
Charlie - Part-time Crew
Can request up to $150 when approved for materials, projects
Gas Card
Can be used at fuel pumps for auto expenses, up to $200 daily

Simple Pricing. No Contracts. No Setup Fees.

Starter
Free
Always Free
Up to 2 Cards
No Setup Fee
Always Free
Team
$29
Per Month
Up to 10 Cards or Admins
No Setup Fee
60 day FREE trial
Enterprise
$149
Per Month
Unlimited Cards or Admins*
No Setup Fee
60 day FREE trial

You don’t need to pick a plan now but can select from the above plans once your free trial is over.

*Spending more than $20,000/month? Call us to learn how you can get Bento for your team for FREE today at 866-285-7549
Plan pricing is a monthly rate. Cancel anytime for any reason. No commitment. No hidden fees. Bento is a good investment that quickly pays for itself.

Trust Bento

Bento was built from the ground up by financial industry veterans with security top of mind. Our PCI DSS compliant platform uses 256-bit Secure Socket Layer (SSL) encryption to ensure personal information is protected, and all data is stored in highly secure data centers with state-of-the art electronic surveillance and multi-factor access control systems.  All funds held within Bento are FDIC insured up to a balance of $250,000. And because Bento is a Mastercard, our customers have extended benefits such as Purchase Assurance, ID Theft Resolution Services, and Extended Warranty.

The Bento Business Debit Card Mastercard®‎ is issued by Community Federal Savings Bank, member FDIC, pursuant to license by MasterCard International Inc.

Check Your
Fraud Risk

With our Business Fraud Calculator

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Accountants & Bookkeepers

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Top Articles & Blog Posts

More Info

Bento - Full-Featured Employee Expense Prepaid Cards Exclusively for Small Business

What Is Bento? The Bento Business Prepaid Debit Card is a business credit card alternative that provides real-time control over employee spending to control business expenses. Employee budgets can be set on individual employee expense cards, and utility cards, like gas cards, provide flexibility. Budgets, controls, and cards can all be turned on or off with a simple click. Bento’s reloadable prepaid debit card combines the security of a bank and Mastercard with the user-friendly interface of a modern technology company. Whether you are looking for an alternative to a corporate card, secured credit card, or reloadable debit card, Bento is the answer. Bento lets businesses manage their employee spending without compromising security, ease of use, or affordability. Business credit cards simply can’t compete.

It’s Easy To Sign Up For Bento And Takes About 5 Minutes.

1. Simple Sign-up. Provide some basic business information, add funds, & order cards. Once verified, you may be approved instantly and your cards will be on their way. No credit checks.

2. Assign Cards & Controls. Give cards to employees and set budgets & controls. Your budgeting and expense management is now automated and unauthorized transactions get declined.

3. Get Peace of Mind.Alerts and a real-time dashboard always keep you on top of your finances, in the office or on the go. Organize projects & share information with your bookkeeper in a few clicks.

Try Bento Now FREE For 60 Days. No Commitments. No Risk.

Bento Adapts To Any Business

Construction: Joe. Joe runs a small regional commercial construction company and gives each of his employees Bento cards. Since his spending needs change project to project, he uses Bento’s one-click controls to instantly let employees make purchases where and when they need to. Joe no longer has to hand over cash or his own credit card, and can manage his project budgets on the go.

Event Planning: Sophia. Sophia uses Bento for her corporate event planning business. She sets a budget and creates cards for each individual event, letting her keep a close eye on expenditures. She also keeps a dedicated multi-use Bento card available for common petty cash expenses, eliminating the need to carry cash and automatically creating a detailed paper trail.

Fleet & Delivery. Antonio. Antonio uses Bento within his transportation business by allocating a single card to each truck driver for fuel and vehicle expenses. Bento greatly simplifies his year-end tax reporting and integrates with his accounting software for easy expense reconciliation. Antonio, his clients, and his accountant all appreciate the saved time.

Startups. Ravi and Rachael. Ravi and Rachael’s startup just got funded. But with 6 employees and 30 occasional freelancers, managing budgets is a nightmare. So, they give everyone a Bento card. Employee budgets (for lunches, purchases, etc.) are automatically set on each card. And they can turn each freelancer’s card on or off with different spend limits as needed all with a simple click. No more expense reports or management headaches.

Other Bento Benefits

Control Employee Spending - Easily control where, when and how much employees can spend. Unauthorized transactions are declined automatically and cards can be switched on and off with a single click.

No Personal Liability - Unlike credit cards, Bento’s prepaid MasterCard does not require a credit check or impact the owner’s personal credit. Anyone can qualify.

Real Time Insights - Quickly see where your money is going and who’s spending it. Real-time interactive dashboards let you quickly track expenses and help avoid month-end surprises.

Painless Bookkeeping - Stop digging through boxes of old receipts. With Bento it’s already in one place. Effortlessly export data into QuickBooks or your other accounting service.

More Bento Customer Quotes

It's been a great experience and has improved cash flow over the last couple years. I've recommended it to several other business owners. – Benjamin Reid, Reid Construction

Love that we can control spend limits and categories for each card and change on the fly as needed. They are constantly adding new features and improvements to save book keeping time as well. Highly recommend. - Megan Davis, Prime Building Services

Coming up on a year of using Bento. still one of the best decisions we have ever made to control spending, reduce paperwork processing time, and manage our books. Thanks!! - Kevin Pearce, Boston Area Door Company

It's hard to display great customer service through chat sessions but the employees were able to do that each time. They take their time to answer all questions asked. - D Berrios, Valor Chiropractic Wellness PC

Awesome product for my business. Great young company that actually listens. - Property Property LLC

Super easy to set up and get started. -The Canine Coach

Great service. Easy access online and always available. - Mark Flaim, Absolute Mobile Home Roofing LLC

Easy Automated Card. Completely SOLVED our fuel reporting and funding issues! - Luxe Event Rental

Other Bento Links:

Accounting Software - Bento Works with QuickBooks