Strengthen your cash flow
with Bento Line of Credit
Get fast access to a line of credit up to $100,000. Funds are deposited directly into your Bento account when you need it.
Apply in just a few minutes
Draw funds with a few clicks in Bento
No closing fees, no draw fees, no prepayment fees
Fund at your own pace
Once approved and booked, your line of credit is readily accessible via Bento to fund your Bento cards and payments.
Simply take the amount you need, when you need it, and get your Bento account funded in one business day.1
There are no closing fees, draw fees, or prepayment fees. Simply pay principal and interest on your outstanding balance.
Apply in a breeze
Enjoy a simplified line of credit application through Bento that only takes a few minutes online.
Apply and get funded in as soon as one business day!
Plus, applying is free and does not affect your credit score.
Your controls operate in the background while you focus on your business. The data about your spending can help you run your business better, and it all syncs with QuickBooks and other accounting systems.
Powered by Fundation
Your line of credit is issued by our partner Fundation, a market-leading provider of small business credit.
- Rated “Best Working Capital Loan” three years in a row by Business News Daily
- Backed by world class institutions like Goldman Sachs
- Trusted by many leading brands in the hospitality, food and beverage, professional services, technology, and banking industries to serve their business customers’ credit needs
Minimum Eligibility Requirements
- Current Bento customer
- At least 1 year in business
- At least $50K in annual revenue
- Minimum personal credit score of 600
- Good personal and business credit history
Documentation Requirements
- Three months of business account bank statements in most cases
- Sometimes, additional documents may be requested
1 Funds must be drawn before 3 pm EST to be available within one business day.
2 Only the owner / legal officer of your business on Bento has the authority to apply. Your information will be shared with Fundation for review. All lines of credit are subject to credit approval by Fundation.
