The flexibility afforded by business debit or credit cards can make running small businesses much simpler. Instead of taking the time to approve purchases and to write checks, you can simply give your employees cards to use so that they can buy what your business needs. The best prepaid debit cards should also offer robust features that can help you to protect your bottom line, manage your company’s expenses and prevent fraud.
When you are searching for the debit cards that can offer your company the most benefits, you’ll want to find ones that offer you the ability to control your employees’ spending. The debit cards at Bento for Business let you designate specific spending categories on each individual card so that you can limit the types of items that your employees are able to purchase. You can limit the spending on one card to office supply purchases while limiting the spending on another to pay-at-the-pump purchases of fuel. Any attempted purchases of unauthorized goods can be instantly declined, helping you to stop potential thefts.
You’ll also want to keep your employees from making withdrawals from their cards. The debit cards from Bento for Business do not allow cash withdrawals. The data is exportable to your accounting software, allowing your accountant to use the information to make your financial reports and to complete your account reconciliations with ease. These cards also help you to keep your business and personal spending separate, making your tax preparation much simpler.
Since the cards are prepaid, they also will not depend on your credit. You can sign up and receive up to 10 cards for as little as $29 per month, and you will not be charged high annual interest rates or substantial fees.
The debit cards from Bento for Business come with the highest level of SSL-encryption technology so that you can prevent hackers from stealing your sensitive financial information or your money. Your deposits are also insured by the FDIC up to $250,000, giving you added peace of mind. You can access your account seven days per week and 24 hours per day by using your mobile device or computer. When you log in, you will be able to view all of your company cards so that you can instantly see their balances and the spending that has been done by all of your employees. From your dashboard, you can click a button to turn a card on or off instantly. This feature allows you to turn cards off when employees are terminated so that you don’t have to worry about trying to track them down to retrieve their cards.
The debit cards from Bento for Business are designed with the needs of small businesses in mind. They can help you to protect your company, limit your spending, and stay within your budget. Since you can see what the actual spending is in any category on your dashboard, you can also quickly adjust your budget to enjoy cost savings.
business Visa debit cards in the US. Signing up for a 60-day trial is no cost and takes a minute or less. Get started with your trial now by completing our online form, or call us for answers to any questions at 866.220.8455.
Applying does NOT affect your credit score!*This is not a credit card.
Banking services provided by The Bancorp Bank, Member FDIC. This Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A Inc. and may be used everywhere Visa® debit cards are accepted.