Bento Vs Expensify

Superior on all fronts

See why nothing compares to Bento

What is Bento for Business?

Bento for Business is an intuitive, debit card-based business spend management platform that helps customers save time, money, and effort when it comes to managing their expenses.

Our solutions stack allows you to manage your business expenses in real-time with our AI-driven spend management platform and industry-leading controls and reconciliation tools.

Relax and enjoy the ease of Bento's transparency on your expenses. We make sure that your employees will have access to the funds that they need - according to the limits that you set for your business's bottom line.

What is Expensify?

Expensify is an expense management automation platform for personal and business use.

mobile and card

What’s the difference?

Well, the difference is in EVERYTHING

  • Bento
  • Expensify
Card Options
Bento has multiple card types (Spend Limit and Fixed Value) to customize your spending as per your business needs

Cards are not part of the plan you choose. You need to apply for an Expensify card separately.
Debit/Credit Card
Bento cards are business debit cards. No credit checks and no surprises. All spending happens in real-time from your Bento account has multiple card types (Spend Limit and Fixed Value) to customize your spending as per your business needs.

Expensify cards are credit cards.
Monthly Spending Limit
You set your monthly spending limits for each card. We do not monitor your linked bank account balance.

Expensify draws funds from your bank account linked with them.
Fees / Pricing
You get access to all the great features, irrespective of the plan you choose. The only things that changes per plan is the number of cards you're allowed to issue. We do not charge per user.

Charges per user. Different prices for different expense management features.
Bulk Workforce Onboarding
Bento saves you time and effort when it comes to onboarding your employees on to the platform through bulk import options.

Not supported.
Automated Expense Reporting
Bento syncs all your transactions in real-time, eliminating the need for manual expense reports.

Supports manual expense reporting.
Receipt Auto Matching

Not supported.
Bill Payment
Bento Pay lets you complete B2B and invoice payments without ever having to share your banking information.

Multiple payment options, including credit/debit card, ACH, and PayPal.Me.

Here’s why you need a spend management tool

See why thousands of businesses across the country choose Bento for Business over Expensify to automate and simplify business expense management.
At Bento, we value your business and resources just as much as you do and that’s why our intuitive card-based spend management platform, industry-leading card controls, and reconciliation tools help you save money, time, and effort!
When you choose us as your spend management partner, you’ll get access to everything you’ll need to seamlessly manage your business spending and more. Expensify is simply not equipped to help you achieve that.

Who can sign up for Bento?

Legally registered US businesses with a verifiable physical location in the US can sign up for Bento. However, due to business category restrictions imposed by The Bancorp Bank, N.A.; Member FDIC, we do have some categories of businesses that are restricted from using Bento’s services. Here is the information on what you’ll need to sign up for Bento.

Who is the best person in your
company to use Bento?

Bento for Business platform is an easy-to-use intuitive one that is suitable for:



Scale your expense management with better decision-making and real-time data capture and reporting. Use our customizable spend management tools to generate a positive Return on Investment (ROI) and ensure operational efficiency.


Accountants/Controllers & Budget Administrators

Enable a healthy spend culture with spend policies built into your cards and consolidate all business-related expenses onto one platform. This gives you visibility and control into truly managing your cash flow better.



Yes, your employees can use the platform too! Save them valuable time from having to file expense reports and go through the lengthy process of claiming reimbursements. Just issue them a card that is pre-approved for specific use cases and you and your employees are free from unnecessary processes. It’s as easy as using the card and uploading the receipt!

Here’s what one of our top customers has to say about us


“Having a Bento account is a great way to give employees an expense card without having to add them to a major credit card account. You can set daily limits and controls”

Making the switch is a breeze

Regardless of the plan you’re interested in, Bento lets you try before you buy, because we’re that confident you’ll love us. Sign up for our 60-day Free Trial today or schedule a Demo with one of our solutions experts to see how Bento can be customized to suit your business needs.

multiple pro